Financing Options as a Graduate Student

We offer several tuition financing options, including direct payments, a monthly payment plan and federal student loans. You may also combine these options into a personalized financing solution that works for you. Be sure to include the student's name and college ID on all forms of payment and correspondence.

Forms of Direct Payment

Electronic check payments can be made using Smith’s billing system, CASHNet. Students access CASHNet through the Finances application on their Workday homepage. Other payers, who have been granted access by a student, can access CASHNet here.

For information on how to use CASHNet, students will find step-by-step job aids and video tutorials on the Workday Help site. We suggest you start with the Job Aid: Accessing CASHNet & CASHNet Overview. We also have step-by-step job aids and video tutorials available for payers. We suggest you start with the job aid Accessing CASHNet & CASHNet Overview - Payer.

Job Aids

Checks or money orders (including outside scholarships, 529 Plans, and tuition benefit checks) should be made payable to "Smith College" in U.S. dollars, and drawn on a U.S. bank. Be sure that the student ID number is clearly written on the check.

Please mail payment and remittance stub to:

Smith College
Student Financial Services
College Hall 106
10 Elm Street
Northampton, MA 01063-0021

Express mail and all other correspondence may be mailed to this address as well.

Cash payments may only be made at the cashier's window, College Hall, Room 103. The cashier is open Monday through Friday, from 9:30 to 11:30 a.m.

Bank wires and wire transfers are accepted forms of payment for students with non-U.S.bank accounts. Please visit Flywire.

Smith College accepts 529 Plan payments. The 529 Plan payments can be mailed to the SFS Office. Some 529 Plans can be paid through CASHNet. Please refer to CASHNet for additional information.

CASHNet Monthly Payment Plan

Automatic Recalculation of Installment Payments

Smith offers semester payment plans which allow students to pay their semester balance in four equal installments. Payments are due on the 10th of the month. You can sign up for a payment plan in CASHNet, Smith’s student billing system.

Payment plan monthly installments will automatically recalculate to reflect any changes in charges or credits.

  • If a change occurs within 10 days of an upcoming installment due date, recalculation locks in the upcoming installment amount and will only spread the change over any remaining payments.
  • A notification of the change in monthly installments will be sent to the plan holder when recalculation occurs

Fall Semester Spring Semester
August 10 January 10
September 10 February 10
October 10 March 10
November 10 April 10

Nonrefundable Fees

Domestic students (students from the U.S.) will be charged an administrative fee of $30 to sign up for the semester payment plan. International students are not charged a fee.

Late Fees

If enrolling late, all missed installments are required at the time of signup.

Late fees of 1.25 percent accrue on the student account for any unpaid portion of the monthly installment due if not paid by the due date. Plans will terminate after two unpaid installments. This financing option is extended as a courtesy by Smith College to our families. This courtesy may not be extended to a student in a future semester should a current plan terminate for nonpayment.

Smith offers one payment plan which allows students to pay their semester balance in four equal installments. Payments are due on the 10th of the month. To take advantage of a 5th installment, we recommend making a downpayment at the time of enrollment. For instance, students can make an initial payment on their balance before signing up for a payment plan. If the balance for the semester is $25,000, students can make an initial payment of $5,000 which reduces the balance to $20,000. They can then sign up for the payment plan and have four installments of $5,000 each.

Individuals other than the student can sign up for the payment plan once that individual has been given access to the student’s CASHNet account.

To make any changes or cancel an existing plan, please contact the Student Financial Services Office at sfs@jo-maps.com.

Contact Graduate & Special Programs

Seelye Hall 209

2 Seelye Drive

Smith College

Northampton, MA 01063

Phone: 413-585-3050 Email: gradstdy@jo-maps.com

Associate Dean of the Faculty/

Dean for Academic Development: 

Hélène Visentin

Program Coordinator: Ruth Morgan